# Welcome to Ping

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### What is Pingpay?

Ping provides a full suite of consumer focussed tools for users, merchants, agents and developers to send/receive instant, borderless crypto & fiat payments - while allowing seamless management of money across any blockchain.

Ping sits at the centre layer above fiat and all chains. Acting as one payment network that connects all blockchains and fiat systems into a range of use cases such as e-commerce, agentic commerce, subscriptions, micropayments and digital services, with low fees and instant settlement.

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**These use cases are facilitated by our core payment offerings in the Ping layer:**

* Payment Links & Embeddable Widgets
* Intent Based Payments
* Chain Abstracted Onramp
* Automated Subscriptions
* Swaps & Multi-chain Asset Management
* APIs & SDKs

### "Pay Your Way"

The **“payer”** pays in their preferred currency (whether it be crypto or fiat) and the **“payee”** receives the funds in their preferred currency. With Ping, there is no need to worry about matching currencies, wallets, or blockchains. Intents abstract away the complexity of cross-chain payments, letting users focus on the transaction - not the technology.

Ping removes the barriers that have traditionally made global payments slow, fragmented, and painful. Payment flows just work, regardless of chains, tokens, or currencies. One Ping At A Time.

**Powered by NEAR Intents**

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